PIBC INVESTMENT SERVICES
A Cetera Investment Services Program

Mutual Funds

Whether you’re a small or large investor, prefer conservative or aggressive investments, mutual funds work to give you an opportunity for capital appreciation or competitive yields, liquidity and relative safety. That is because mutual funds (companies that pool the assets of many shareholders) provide diversification-with the added benefit of professional management.

Whatever your investment objectives and desired level of risk, there are mutual funds to match. From conservative to aggressive; from immediate income to long-term growth; you choose the fund or funds that best meet your investment needs:

• Money Market Funds
• Fixed Income or Bond Funds
• Equity or Growth Funds
• Balanced Funds
• Specialized Mutual Funds

If you are looking for a versatile investment that offers opportunities for everyone, consider mutual funds; the choice of many investors.

Investors should consider the investment objectives, risks and charges and expenses of the funds carefully before investing. The prospectus contains this and other information about the funds. Contact aPIBC Investment Services representative to obtain a prospectus, which should be read carefully before investing or sending money.

For more information on the unique features and benefits of Mutual Funds, please call or visit your local branch to speak to one of our Financial Consultants.